NMLS Consumer Access is a free service to consumers, to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state. We provide the NMLS Consumer Access here as a courtesy to our consumers: www.nmlsconsumeraccess.org

NKS Financial, Inc. operates under NMLS ID: 2741073.

NKS Financial, Inc. is licensed to provide loan services in California, California DRE # 01146961.

NKS Financial, Inc. is also licensed to provide loan services in Oregon, Oregon Mortgage Lending License # 2741073.

Neal Smith NLMS #76186

Last updated: January 20, 2026.