NKS Financial - Neal Smith
Your Lender for Life.
"Neal Smith and his team know how to solve problems under any circumstances and not blame outside forces."
Katie Butler
Better Homes & Gardens Real Estate
The NKS Financial Process
Experience
Once you complete an easy-to-use online application, you will have a one-on-one consultation with Neal to get you the best mortgage option for your goal.
Win the Deal
Once you find the right house and your offer is accepted, our team will put you in position to close in XX days. Our team will be with you every step of the way to make sure your deal goes as smoothly as possible.
Client-Focus
Besides the peace of mind of an easy process, you will understand all the details of your transaction. Getting a mortgage doesn’t need to be complicated, and we’ll help you understand how you can leverage your mortgage in the future.
Finding the right mortgage lender will help you build your wealth
Click here to watch our videosThe Mortgage Lender Who Cares
I founded NKS Financial in Sacramento, CA in 2002, and established it as the go-to mortgage lender in the region. We offer mortgage loan services to individuals and families for residential purchase and refinance. Our client-focused approach allows us to custom-tailor our service to specifically meet your needs while also demystifying the mortgage process. We treat each client like family, while concurrently ensuring that we deliver service that goes above and beyond expectations.
NKS Financial strives to put the customer "First, Last and Always”. We can offer a breadth of loan products to meet your specific needs. We exist to help clients achieve their financial goals.
Meet Our Team
Reviews
"Neal was easy to communicate with, helpful, and informative. This was a confusing and overwhelming process, but he gave it to us straight with no judgment. Would highly recommend working with Neal and his team."
Always taking great care of my clients and maintaining a level of communication and professionalism at the highest level possible. Thank you again!
I've worked with Neal twice over the years, and he has been wonderful at listening and helping me figure out what's right for my finances and family.
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